Your credit scores are calculated based on information your creditors send to the credit bureaus. But the way that your score is calculated depends on whether you or your lender requests it.
Each credit bureau has a consumer credit score that they market to the general public. Equifax has their Score Power score Cheap Womens Air Max 97 , TransUnion calls theirs the TransRisk New Account Credit Score while Experian markets the PLUS score. Using the same credit history for developing your consumer credit score, each credit bureau also calculates a separate score. This they supply to lenders making an inquiry.
Your consumer credit scores are really just indicators of what your actual credit score is with each credit bureau. To test it, make sure you pull your own score using the same bureau just before your lender pulls your credit score. You will likely find that the two are anywhere from 5 to 25 points different. This is intentional, as credit bureaus do not want you to be able to directly manipulate your actual credit scores through your actions. To get around this, they sell you the consumer product, which will not match your actual credit score.
The credit bureaus have also announced a new VantageScore model. This puts all credit bureaus on the same page with an identical scoring model. In other words Cheap Air Max 97 , they will now use the same calculation between them to develop the lender's product. A consumer product is also in the works, which will likely still be different than the actual VantageScore that lenders see.
Understand that whichever credit score you purchase, it will not be the same as what your lender will see. That can help or hurt you when it comes time for loan approval, and it can determine what interest rate you qualify for.
Free News Articles Home Uncategorized GAINSCO Auto Insurance Drives into New Mexico GAINSCO Auto Insurance Drives into New Mexico Author: GAINSCO Auto Insurance Dateline: Thu, 15 Mar 2007
freeNewsArticles Story Summary: “DALLAS, Texas - Mar. 15 (SEND2PRESS NEWSWIRE) -- Beginning today Cheap Nike Air Max Canada , New Mexico drivers will have access to high-quality, low-cost auto insurance from one of the nation's fastest-growing insurance carriers, GAINSCO Auto Insurance (AMEX:GAN), which insures drivers across the Southern United States.”
A R T I C L E:
Fast-Growing Insurer Brings Low-Cost, Minimum-Limits Coverage to the Drivers throughout the State
DALLAS, Texas - Mar. 15 (SEND2PRESS NEWSWIRE) -- Beginning today Cheap Nike Air Max Shoes , New Mexico drivers will have access to high-quality, low-cost auto insurance from one of the nation's fastest-growing insurance carriers. GAINSCO Auto Insurance, which insures drivers across the Southern United States, has expanded its operations into New Mexico and will sell its personal auto policies through a network of independent insurance agents across the state.
GAINSCO specializes in minimum-limits personal auto insurance, which allows drivers to purchase the legally required insurance coverage at minimum cost.
Key benefits of GAINSCO's insurance include:* No credit scoring * Competitive rates with low down payments * Coverage for drivers with no prior insurance * Coverage for drivers with previous accidents, tickets Cheap Youth Nike Air Max , or violations * Coverage for young drivers * Liability and physical damage coverage * Older vehicles accepted * Flexibility to exclude household members upon request * Instant SR-22s (proof of insurance required for drivers who have been ticketed for driving without insurance)GAINSCO policies are sold only through independent agencies and serviced by bilingual claims and customer service representatives. In addition to its focus on minimum-limits coverage, GAINSCO caters to the Hispanic community, offering all claims and customer services in both Spanish and English.
The Company launched its presence in the state in partnership with independent agents who will represent the Company across 49 New Mexico communities. GAINSCO President and Chief Executive Officer, Glenn Anderson, expects the number of cities to grow to 75 or more by year's end.
"We're excited to add New Mexico to our growing southwestern footprint," said Anderson. "Our goal is to build a long-term presence in the state and we're excited that so many agency partners have come on board with us at the very beginning." About GAINSCO Auto Insurance
GAINSCO Auto Insurance (AMEX:GAN) is one of the fastest-growing providers of specialty auto insurance services. Based in Dallas Cheap Mens Nike Air Max , Texas, GAINSCO sells its policies through a network of thousands of independent agents across Sunbelt states, including Florida, South Carolina, Texas, Arizona Cheap Womens Nike Air Max , Nevada, California, and New Mexico. Established in 1978, GAINSCO's corporate headquarters are located in Dallas, with key regional field offices in Miami and Phoenix.
Some of the statements made in this release may be forward-looking statements. Forward-looking statements reflect current views and relate to future events or future financial performance and may involve known or unknown risks Cheap Nike Air Max , uncertainties and other factors which may cause actual results, performance or achievements to be materially different from future results, performance, or achievements expressed or implied by such forward-looking statements. Please refer to the Company's recent SEC filings, including the Annual Report on Form 10-K for the year ended December 31, 2005 and the Company's Form S-3 Registration Statement filed October 4 Cheap Air Max Canada , 2006, for more information regarding factors that could affect the Company's results.